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Factor This! — Common sense advice for small business owners. Factor This! Common sense advice for small business owners. Home Short Bio About Us Disclaimer Copyright Resources How to Finance Walmart Vendor Contracts by marco_terry Becoming a Walmart vendor and winning an order can be a great thing for any business owner. Walmart is one of the biggest companies in the world and is known for placing large orders. If serviced strategically, Walmart is the type of client that can really help your business grow to new levels. However, large orders […] Filed Under: Financing, Small Business Invoice Factoring vs. Line of Credit vs. ABL by marco_terry Getting business financing can be confusing for business owners. There are a number of different products, each with its own strengths and weaknesses. With this array of bewildering options, how do you decide which product is the right one for your company? In this article, we consider three products that help companies solve cash flow problems. The products are business […] Filed Under: Financing Eight Growth Hacking Tools for Your Startup by marco_terry Every successful startup (or large business for that matter) is doing growth hacking. They may call it that, or they may call it something different. But one thing is certain – they are doing it. That is one of the reasons why they are successful. The only rule of growth hacking In growth hacking, there is […] Filed Under: Marketing, Small Business, Startups More Startup Lessons from My Daughter’s Lemonade Stand by marco_terry A couple of summers ago, my daughter launched a lemonade stand “startup.” I wrote about some of the business lessons from her lemonade stand venture in a previous post. Apparently, she liked the concept of earning more money for the summer. More importantly, she later told me that she liked our rule that “if she earned it, […] Filed Under: Startups How Much Money Should Your Business Keep in Reserve? by marco_terry One of the most important things that long-standing, successful businesses have in common is a cash reserve. A cash reserve can help you pay employees and suppliers during hard times. It can help keep things moving if clients start paying slowly. It can help your business take on new growth opportunities. And it helps your business […] Filed Under: Small Business, Startups Invoice Factoring for Startups and Small Businesses by marco_terry Getting the right type of financing is critical for the success of any startup or small business. Making the right choice is important because the future of your company depends on it. Unfortunately, small business owners often have little time to research all their alternatives properly. They are forced to make a decision quickly. I can help you with […] Filed Under: Financing, Startups Best Ways to Prepare Your Business for a Recession by marco_terry As the saying goes in lending circles, the best time to borrow money is when you don’t need it – when things are going well. There is an element of truth to this adage. The same goes for business planning. The best time to prepare for a recession is when things are going well. This strategy allows […] Filed Under: Small Business, Startups How I Found my First Customers and Grew my Company by marco_terry About ten years ago, I launched my company and was full of hope it would grow quickly. Like many founders, I had carefully planned everything – to the dot. I had the spreadsheets and the business models to prove it! As a cautious person, I launched the company in stealth mode while I was still working at […] Filed Under: Marketing, Startups Are Merchant Cash Advances Good for Startups? by marco_terry Merchant cash advances (MCAs) have been gaining popularity in recent years as a short-term business financing tool. Also known as cash advances or ACH loans, MCAs promise to provide easy access to funding for entrepreneurs who need it. While getting an MCA is easier than getting any other type of funding, this ease comes at a cost. Literally. […] Filed Under: Financing, Startups Follow the Money (And Not Your Passion) by marco_terry Probably one of the most over-used pieces of advice is the adage “follow your passion.” Students hear it at graduation speeches every year. Startup founders and entrepreneurs hear it from business luminaries – time and time again. This well-worn mantra sounds good. Like most people, I heard it when I graduated from college. I liked it…but is it […] Filed Under: Startups Next Page? About Marco Terry Entrepreneur. Finance expert. Practitioner of the Pareto principle (the 80/20 rule). Learn more about Marco Terry. Recent Posts How to Finance Walmart Vendor Contracts Invoice Factoring vs. Line of Credit vs. ABL Eight Growth Hacking Tools for Your Startup More Startup Lessons from My Daughter’s Lemonade Stand How Much Money Should Your Business Keep in Reserve? Categories Business Meditation Business Plan Competitions Business Plans Business Presentations Financing Interviews Marketing Productivity Sales Techniques Self Employed Small Business Startups Videos Get posts by email! * indicates required Email Address * First Name * Email Format html text Copyright ? 2016 All rights reserved - Marco Terry Return to top of page